Fragmentation
Four systems, one applicant
KYC, KYB, credit bureau and AML screening each have their own portal, format and failure mode. Your team is the integration layer.
Cost: Engineering time spent on plumbing instead of product.
FinTechs
Verified applicants, ready for your decision in minutes
Your growth is capped by a signup flow held together with four vendor portals. cateno.ai gathers the data, verifies the customer and the account, then hands your team a complete file. The decision stays yours.
- Time to a Verified File
- Minutes
- From application to decision ready in one session.
- Instead of Four Portals
- One Flow
- KYC, KYB, credit and AML orchestrated together.
- Files with Evidence
- Always 100%
- Sources, timestamps and results logged.
What slows you down
Every extra minute spent assembling a file is an applicant you already paid for and did not convert.
Manual review
Incomplete files sit in a queue
A mismatched address or a missing page lands in an analyst inbox and waits behind everything that landed there first.
Cost: Days added before your team can even look at the file.
Drop off
Applicants quit mid flow
Re-keyed data, repeat document uploads and silent waiting periods push people out of a funnel you paid to fill.
Cost: Acquisition spend lost after the click.
Audit
Evidence built after the fact
When an examiner or a partner bank asks what was collected and verified, the answer gets rebuilt from screenshots and email threads.
Cost: Weeks of prep per exam and real regulatory exposure.
Put to work in fintech
Five workflows teams run on cateno.ai.
- 01
Consumer account opening
Identity, document and account checks run inside signup, so your team receives a verified applicant rather than a form to chase.
- 02
Loan application intake
Income, employment, bank and credit data get collected and verified, then delivered to your underwriting team as one complete package.
- 03
Business onboarding and KYB
Entity, beneficial owner and control person checks collected once, chased automatically and delivered as one package.
- 04
Ongoing monitoring
Refresh cycles run on schedule and surface only the accounts whose documents or details have changed.
- 05
Partner and program bank reporting
Every file keeps its sources, checks and timestamps attached. Reporting becomes an export, not a project.
Why FinTechs pick cateno.ai
One flow for onboarding, lending and compliance data
A single orchestrated process replaces the handoffs between your signup, underwriting and compliance stacks.
Instant verification of identity, income, credit and accounts
Data is pulled at the source and verified as it arrives. Nothing is collected now and checked later.
Agents close the gaps without a queue
Missing documents and mismatched data get chased and resolved automatically before anyone opens a ticket.
Every file arrives complete and auditable
The same checks run for every applicant and the evidence is already attached when you need it.
What changes on day one
| Step | Today | With cateno.ai |
|---|---|---|
| Application intake | Static form, data re-keyed downstream | Adaptive flow, verified at capture |
| Identity and credit | Separate vendor portals | One orchestrated sequence |
| Incomplete files | Analyst queue, days of waiting | Agents resolve before handoff |
| Audit evidence | Rebuilt on request | Captured with the file |
Give your team decision ready files.
See your onboarding flow orchestrated end to end, from application through verified customer and account, in a 30 minute walkthrough.